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Automobile > Yukon

Q: What exactly is the difference between a minor and a major ticket?

A: Minor tickets or minor convictions include things like speeding, disobeying a traffic signal, failing to yield to a vehicle or pedestrian or improper lane changes. Any tickets that you've received whether you've lost "points” or not are included. The better your driving record, the lower your premium. Major tickets include failure to report an accident, improper passing of school bus and speeding in excess of 50 kph over limit.

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Q: Could you give me some details on All Perils coverage?

Q: Could you name some Driving Infractions?

Q: Does getting married affect my insurance rates?

Q: Does my annual odometer reading affect my policy?

Q: Does my no-claims record change if I change my insurance?

Q: Does my no-claims record change if I get a new car?

Q: Do you insure classic cars? Are there special rates for classic cars?

Q: Do you offer 2-year coverage, or any kind of protection against increasing rates?

Q: Do you offer group rates?

Q: How does my deductible affect my insurance rates?

Q: How long does it take after an accident or a driving infraction to regain a clean record?

Q: I am a member of a professional association, but the owner of our vehicle is my spouse. Does the discount still apply?

Q: If my car is in an accident, will you come to my place to appraise the damages?

Q: I have a car and a motorcycle that I want to insure with you. Am I entitled to a multi-vehicle discount?

Q: I have taken a driving course. Am I entitled to any discounts?

Q: Is the Collision or Upset coverage subject to a deductible?

Q: What are Specified Perils and what do they include?

Q: What are the restrictions of the Loss of Use option while my vehicle is being repaired or replaced?

Q: What are your business hours?

Q: What does Business Use mean?

Q: What does Driving to Work mean?

Q: What does it mean, and how does it affect my rates, if I’ve been refused or cancelled for insurance in the past?

Q: What does Registered Owner mean?

Q: What does V.I.N. stand for? Where can I find it?

Q: What do you mean by Principal Driver?

Q: What is an At-Fault accident?

Q: What is a Not-at-Fault loss?

Q: What is Comprehensive Coverage and what does it protect you from?

Q: What is Limited Waiver Depreciation and its eligibility criteria?

Q: What is the difference between Collision or Upset Coverage and Comprehensive Coverage?

Q: What is the maximum coverage I can have on my vehicle?

Q: What is the Purchase Price?

Q: Why do you need to know how many people drive my vehicle?