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Q: What does Replacement Cost coverage mean?

A: Replacement Cost coverage means that the contents of your home are insured for the amount it costs to replace them. Example: If your 5-year-old TV were lost in a fire, you would get the full amount it would cost to replace it, even if that is more than what you paid for the TV in the first place.

Other related Questions:

Q: Am I entitled to a discount if I have a security system installed?

Q: Am I entitled to a discount if I have more than one property insured with your company?

Q: Are contents away from my home covered?

Q: Does my age affect my rates? Are there any special discounts based on age?

Q: Does my family also benefit from special rates because Iím a member of a professional association?

Q: Does the fact that Iíve never had a home or property insurance policy before affect my insurance rates?

Q: Do you offer a form of Guaranteed Replacement Cost, and what is it exactly?

Q: Do you offer a new-home discount? How new would the house have to be in order to qualify?

Q: Do you offer group rates?

Q: I am a member of a professional association. Should I mention this?

Q: I bought a summer residence. Do I have to take out a second-home policy, or can I modify the one I actually have to insure both my properties?

Q: If my condominium corporation insurance is insufficient, can I take out more coverage with your company?

Q: I have another policy with TD Insurance Meloche Monnex. Am I entitled to a discount?

Q: I have a precious collection (paintings, jewels, furs, etc.). Is there special coverage I can have in addition to the regular coverage?

Q: I have made some improvements to my apartment. Should there be a change to my policy?

Q: I havenít had any claims for many years. Am I entitled to a discount?

Q: I havenít had any claims for years. Am I entitled to a discount?

Q: Iím a condominium-unit owner, and would like to know what assessment coverage is.

Q: Is it possible to be insured against animal theft?

Q: Is there a limit to the number of discounts I am eligible to receive?

Q: Is there any kind of protection against increasing rates?

Q: I was a member of a professional association but I am not part of it anymore. Am I still entitled to a discount?

Q: My spouse was a member of a professional association. As a widow, am I still entitled to a discount?

Q: Should I mention my employer's name?

Q: What are your business hours?

Q: What does it mean, and how does it affect my rates if Iíve been refused or cancelled for insurance in the past?

Q: What does the word spouse mean?

Q: What happens if I leave my employer or professional association?

Q: What is the definition of Named-Perils coverage?

Q: What kind of discount can I have if I insure both my vehicle and home with your company?

Q: While moving into an apartment, we accidentally dropped the computer. Is there special coverage for that? Am I covered?

Q: Why is liability coverage so important?

Q: Will my information be kept confidential?