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Frequently Asked Questions

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Prince Edward Island
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Q: Am I entitled to a discount if I have more than one property insured with your company?

A: No. However, you are entitled to a discount if your auto insurance is also included.

Other related Questions:

Q: Am I entitled to a discount if I have a security system installed?

Q: Are contents away from my home covered?

Q: Does my family also benefit from special rates because Iím a member of a professional association?

Q: Does the fact that Iíve never had a home or property insurance policy before affect my insurance rates?

Q: Do I have to insure both my car and my home with your company in order to have discounts?

Q: Do you offer a form of Guaranteed Replacement Cost, and what is it exactly?

Q: Do you offer a new-home discount? How new would the house have to be in order to qualify?

Q: Do you offer group rates?

Q: I am a member of a professional association. Should I mention this?

Q: I bought a summer residence. Do I have to take out a second-home policy, or can I modify the one I actually have to insure both my properties?

Q: If my condominium corporation insurance is insufficient, can I take out more coverage with your company?

Q: I have another policy with TD Insurance Meloche Monnex. Am I entitled to a discount?

Q: I have a precious collection (paintings, jewels, furs, etc.). Is there special coverage I can have in addition to the regular coverage?

Q: I have made some improvements to my apartment. Should there be a change to my policy?

Q: I havenít had any claims for many years. Am I entitled to a discount?

Q: Iím a condominium-unit owner, and would like to know what assessment coverage is.

Q: Is it possible to be insured against animal theft?

Q: Is there a limit to the number of discounts I am eligible to receive?

Q: Is there any kind of protection against increasing rates?

Q: I was a member of a professional association but I am not part of it anymore. Am I still entitled to a discount?

Q: My spouse was a member of a professional association. As a widow, am I still entitled to a discount?

Q: Should I mention my employer's name?

Q: What are your business hours?

Q: What does it mean, and how does it affect my rates if Iíve been refused or cancelled for insurance in the past?

Q: What does Replacement Cost coverage mean?

Q: What does the word spouse mean?

Q: What happens if I leave my employer or professional association?

Q: What is the definition of Named-Perils coverage?

Q: What kind of discount can I have if I insure both my vehicle and home with your company?

Q: While moving into an apartment, we accidentally dropped the computer. Is there special coverage for that? Am I covered?

Q: Why is liability coverage so important?

Q: Will my information be kept confidential?