Auto Insurance Glossary

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

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Accident benefits
Alarm or anti-theft discount
At-fault accidents
At-fault accidents
Not-at-fault accidents
Uninsured automobile and unidentified driver (Atlantic Provinces)

Accident benefits
Accident Benefits coverage provides for you and your family if you are injured or killed in an automobile accident. Accident Benefits provide income replacement for persons who have lost income as well as

  • payments to non-earners who are not able to carry on a normal life;
  • payment of care expenses to persons who can no longer act as a primary caregiver for a member of their household;
  • payment of medical, rehabilitation and attendant care expenses;
  • payment of funeral expenses and payments to survivors of a person who is killed.

Alarm or anti-theft discount
You could get a discount if you have an approved alarm or anti-theft device installed in your vehicle.

At-fault accidents
An at-fault accident includes things like hitting a car in front of you, turning left in front of another car, or backing up and hitting a pedestrian or a car. Usually, the police were involved and you had to pay your insurance deductible.

At-fault accidents
An at-fault accident includes things like hitting a car in front of you, turning left in front of another car, or backing up and hitting a pedestrian or a car. Usually, the police were involved and you had to pay your insurance deductible.

Not-at-fault accidents
A not-at-fault accident includes things like when someone hits you from behind or if you've had a broken windshield claim.

Uninsured automobile and unidentified driver (Atlantic Provinces)
This option provides coverage if you are in an accident with an at-fault, uninsured driver. It even covers you if the driver is not identified at the scene of the accident. (e.g. hit-and-run accidents)


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